Description

Help shape fair and responsible banking at JPMorganChase. In this role, you'll advise on high-impact federal consumer protection and reinvestment requirements affecting products, policy, and customer outcomes. You'll partner closely with business, Compliance, and Government Relations to navigate exams, interpret regulatory change, and influence industry positions. If you thrive in a fast-paced environment and enjoy translating complex rules into practical guidance, this is a high-visibility opportunity to make a measurable difference.

As an Attorney in the Fair and Responsible Banking Legal team, you provide strategic legal counsel on the Servicemembers' Civil Relief Act (SCRA), Military Lending Act (MLA), and Community Reinvestment Act (CRA), with potential support on additional consumer protection laws. You will help business leaders identify and manage legal and regulatory risk, execute initiatives responsibly, and maintain strong relationships with regulators and internal stakeholders. You will also contribute to policy development, compliance controls, training, and industry engagement to support sustainable, compliant growth.

Job Responsibilities

• Advise business leaders and cross-functional partners on SCRA, MLA, and CRA legal requirements and risk implications.
• Support regular examinations and interactions with banking regulators, including preparation, issue management, and response coordination.
• Evaluate proposed business initiatives and transactions to identify legal risks, requirements, and implementation considerations.
• Research and analyze federal and state statutes, regulations, guidance, and enforcement actions relevant to CRA, SCRA, and MLA.
• Monitor regulatory developments and emerging trends; communicate timely updates and recommended actions to stakeholders.
• Partner with Government Relations and Regulatory Affairs to assess public policy proposals and support advocacy strategies.
• Review and interpret policies and procedures impacted by CRA, SCRA, or MLA considerations; guide implementation with stakeholders.
• Collaborate with Compliance, Controls, and other internal teams on risk identification, remediation, and sustainable control design.
• Develop and deliver (or support development and delivery of) training and educational materials for internal teams.
• Engage with trade organizations and industry participants to develop positions, draft comment letters, and coordinate responses to regulatory proposals.
• Coordinate across interdisciplinary teams to manage multiple high-priority matters, balancing speed, quality, and risk discipline.

Required Qualifications, Capabilities, and Skills

• Juris Doctor (JD) (or educational equivalent) and active bar membership in good standing, meeting licensing requirements for the role location prior to start date.
• 5+ years of legal or equivalent experience, with meaningful exposure to financial regulatory matters.
• Demonstrated ability to provide practical, business-oriented legal advice in a regulated environment.
• Proven experience managing multiple high-priority issues simultaneously with strong judgment and attention to detail.
• Strong legal research and analytical skills, including interpreting regulations, guidance, and enforcement activity.
• Excellent written and oral communication skills, including ability to synthesize complex issues for senior stakeholders.
• Demonstrated ability to work effectively in cross-functional, interdisciplinary teams (e.g., business, Compliance, Controls, Government Relations).
• High standards of ethics, professionalism, and integrity, with sound risk awareness and escalation instincts.
• Comfort operating in a dynamic, fast-paced environment, including ambiguous or novel issues requiring structured problem-solving.
• Ability to support regulator-facing work, including exam preparation and issue response processes.
• Ability to successfully complete a conflicts of interest clearance review prior to commencement of employment.

Preferred Qualifications, Capabilities, and Skills

• Direct experience advising on CRA, SCRA, and/or MLA (strongly preferred).
• Familiarity with consumer banking products and services and their regulatory/compliance frameworks.
• Experience supporting regulatory examinations and interacting with prudential regulators on consumer-related topics.
• Experience drafting or coordinating comment letters and participating in trade association or industry working groups.
• Background partnering with Government Relations/Regulatory Affairs on policy strategy and stakeholder engagement.
• Experience building or enhancing policies, procedures, training, and controls tied to consumer compliance requirements.
• Demonstrated ability to anticipate and translate regulatory change into execution-ready guidance for business and control partners.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

\n Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.\n
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\n With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The group is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory and business developments as they arise.\n